Privacy Policy

Last updated: July 16, 2026

1. Overview

Pulse ("we", "us", or "the app") is operated by Bears Territory LLC ("the operator" or "the publisher"). It is an educational derivatives intelligence platform that tracks implied volatility, skew, gamma, and macro regime shifts across futures options markets. This policy explains what data we collect and how we use it.

Pulse is an educational tool. Nothing in the app constitutes financial, investment, or trading advice.

2. Account Information

When you create an account, we collect:

  • Email address
  • Full name (as provided during sign-up)
  • Role (admin or user)

This information is used to authenticate you, manage your session, and display your activity within the app.

3. Market Data & Observations

The app fetches and stores market data observations (prices, IV, skew, gamma, and related metrics) from third-party data sources. This data is:

  • Sourced from external APIs and your connected data feeds
  • Stored as historical observations for charting and analysis
  • Used to generate educational predictions and regime analysis

We do not store your personal trading account credentials or brokerage login information.

4. SMS & Alert Notifications

If you enable SMS alerts, we use a third-party provider (Twilio) to send text notifications to the phone number you provide. Standard messaging rates may apply. You can disable alerts at any time within the app.

5. Usage Data

We may collect anonymized usage analytics (page views, feature usage) to improve the app's functionality and user experience. This data is not linked to your personal identity.

6. Data Sharing

We do not sell your personal data. Market observations and predictions you create may be visible to other users of the app (e.g., on public scoreboards or prediction feeds) based on your sharing preferences.

7. Data Retention

Market observation data and prediction records are retained indefinitely for historical analysis. Account data is retained while your account is active. You may request deletion of your account by contacting support.

8. Third-Party Services

The app integrates with the following third-party services:

  • Twilio — SMS notification delivery
  • External market data APIs — for fetching option chain and volatility data

Each service has its own privacy policy governing your data.

9. Security

We use industry-standard practices to protect your data, including authenticated access controls and role-based permissions. However, no method of transmission or storage is 100% secure.

10. Your Rights

You have the right to:

  • Access the personal data we hold about you
  • Request correction of inaccurate data
  • Request deletion of your account and associated data
  • Opt out of SMS notifications at any time

To exercise any of these rights, contact Bears Territory LLC through the app's support channels.

11. Changes to This Policy

We may update this policy from time to time. Changes will be posted within the app with an updated "Last updated" date.

12. Educational Disclaimer

All content in Pulse is provided for educational and informational purposes only. It is not intended as, and shall not be construed as, financial advice, investment advice, or a recommendation to buy or sell any security or derivative. You are solely responsible for your own trading and investment decisions.

13. Content Rights & Ownership

App Content. All software, analysis, regime classifications, prediction frameworks, charts, UI design, and educational materials within Pulse are owned by Bears Territory LLC and protected by applicable intellectual property laws. You may not copy, reproduce, redistribute, or create derivative works from the app's content without prior written permission.

Market Data. Raw market data (prices, option chains, IV, skew, gamma) is sourced from third-party data providers and external APIs. Such data is subject to the licensing terms and redistribution restrictions of its respective providers. Pulse displays this data for internal educational use only and does not claim ownership of the underlying market data.

User-Generated Content. You retain ownership of any predictions, analysis notes, and observations you create within the app. By submitting such content, you grant Bears Territory LLC a non-exclusive, royalty-free license to display, store, and use it within the app (e.g., on scoreboards or prediction feeds) in accordance with your sharing preferences.

Trademarks. "Pulse", "Bears Territory", and associated logos are trademarks of Bears Territory LLC. All other trademarks and service marks referenced in the app are the property of their respective owners.